Tired of Bad Credit Costing You Every Month?
FREE CREDIT REPAIR DONE FOR YOU
We'll repair your credit 100% FREE just cover your SmartCredit® monitoring to track your results in real time.
Watch this short video to see how the Free Credit Repair program works and what you get.
Most people are stuck paying for bad credit every month in higher interest, higher deposits, and constant “denied” messages. This program is built to fix that for people who are serious enough to take the first step.
This is For You If...
You are tired of:
Getting denied for cars, homes, credit cards and apartments
Paying more than everyone else because your score is low
Feeling embarrassed every time someone needs to " run your credit"
Trying to fix it yourself getting nowhere
If you are ready for someone who does this every day to step in and handle the heavy lifting, you are in the right place.
WHY TRYING TO FIX YOUR CREDIT ALONE KEEPS YOU STUCK!
Most people try to fix their credit alone and end up frustrated, confused, and no better off. that is why we are doing it for you for free. you just activate your smartCredit account and let our team handle the hard part.
Here is what usually happens when people try to do it yourself route:
They do not know what to dispute, or how
They stare at their credit report file it is written in another language. They do not know what is legally disputable or how to work a dispute so it sticks.
They send the wrong type of letters
Random templates copied from the internet either do not apply to their situation or trigger automatic rejections from the bureaus. months go by and nothing changes.
They Drown in paperwork
Disputes, address updates, iD uploads, mailing receipts. it is a lot to juggle on top of a full time job and a family.
They miss deadlines and follow ups
The dispute process is time sensitive. Without a system, people forget to check back, lose track of timelines, or give up when no one responds. .
They stop when the bureaus push back
one "verified" letter arrives and the quit. They never use their right to re dispute, escalate, or go directly after the creditor.
But Here Is Truth.
You get inconsistent results and wasted months
Maybe one item comes off
the rest stays…
No real plan.
no real progress, just trial and error…
our goal is simple, stop all of that and give you a clear, done for you path
here is what we will do for you
When you Enroll in the Free Credit Repair Program, you get
→ a professional review of your full credit report.
→ A personalized dispute strategy Based on your actual accounts
→ Your First set of Dispute letters Prepared For You Ready To Mail
→ Clear Mailing Instructions, so you know exactly what to send and where
→ Guidance on how to watch for responses and what to upload back to us
→ Ongoing sets of letters Created As Your Responses Come In.
→ Support Focused on Building a Cleaner, Stronger credit profile over time.
HOW IT WORKS?
Step 1: Sign Up For the Offer
Complete the short form on this page to enroll in the Free Credit Repair Program.
Step 2: Activate Your SmartCredit Account
This is required so we can securely see your reports and build your dispute plan. You pay SmartCredit monitoring, we do the credit repair work for free.
Step 3: We Review Your Report
Once your SmartCredit account is connected, our team reviews your file and starts preparing your personalized dispute package
Step 4: Get Your First Set Of Letters
In about 72 business hours, you will receive your first set of dispute letters, ready to print and mail, plus simple instructions on what to do next.
Step 5: Watch Your Mail, Upload Responses
When you Get the letters back from the bureaus or creditors, you upload them. We review the responses and prepare the next round of dispute letters.
Step 6: Continue Improving Your Credit Profile
As updates come in, we guide you on next steps so you keep moving toward a cleaner, stronger credit file
WHY WOULD ANYONE OFFER FREE CREDIT REPAIR?
Because this is what we do every day at scale
The Credit Team is not a random new company. We Have ..
Helped multiple credit repair business owners cross the 1M revenue mark using our systems and dispute frameworks.
Over 20 Years in the credit space, building tools and processes that are used across the industry.
Been trusted as brand ambassadors by major platforms like Smart Credit and Dispute Panda
We already build the systems that credit repair entrepreneurs use. This program takes that same engine and points it directly at your file.
You handle the SmartCredit Monitoring, we handle the dispute work , strategy, and letters.
We Train The People who Repair Credit For a Living
Here is what members of the The Credit Team Community say about working with us.
Antionette Beck-Doss
The owner of Level Up
Financial LLC in Detroit
“Joined The The Credit Team program looking for a breakthrough.
Before she came on board, she was hesitant about putting herself out there
and didn’t have a clear marketing direction.
But with the The Credit Team framework, she gained a solid marketing strategy
that transformed how she approached her business.
Once she had that guidance, she took off, and in under two years, she
turned her efforts into a million-dollar success story. It’s amazing what a
clear strategy and a little confidence can do!”
“Megan Pater, who runs Fund Nation, came into the The Credit Team program with a lot on her plate. She was juggling multiple systems and didn’t have a clear path for streamlining her lead generation or balancing how much info to share without overwhelming clients. We helped her simplify everything into a more cohesive marketing strategy, and that clarity made all the difference. Along the way, she didn’t just streamline her nonprofit work—she also launched a credit repair business and partnered with other companies to handle their credit repair needs. In the end, she helped her clients secure over $50 million in grants while building a whole new revenue stream for herself. It’s a testament to how simplifying your approach can lead to incredible results.”
Megan Pater
The owner of Fund Nation
“From Free Help to Paid Clients, Thanks to the Training and Community”
“Before this training, I was helping friends fix their credit for free because I didn’t know how to turn it into a real business. The moment they explained the 3 secrets, it hit me, I could get paid for something I already know. The The Credit Team Community showed me how to do it step by step. I went from no plan to 5 paying clients in less than a month.”
Anthony B., Georgia
The owner of Tailored Credentials
“Ronald Buyck, the powerhouse behind Tailored Credentials, came to us already running at full speed. He knew business inside and out but felt like there was a missing piece that was keeping him from scaling smoothly. He had all the drive and was getting plenty of clients, but he was juggling everything himself and was on the verge of burnout. We stepped in and helped Ronald implement the systems and processes he needed to streamline his workflow. We showed him how to hire the right assistants and offload tasks so he could focus on what he does best. Essentially, we became his sounding board and his go-to team for building a structure that let him scale without stress. Now, he’s not only keeping up with his client load, but he’s doing it with a lot more ease and confidence.”
Ronald Buyck
The owner of Tailored Credentials
“The Training Opened My Eyes, the Community Gave Me the System”
“I’ve watched a lot of credit videos, but this training connected everything. It wasn’t just information, it was clarity. My aha moment came when they explained how to make recurring income through credit monitoring. Joining the The Credit Team Community gave me the exact system to set it up. I finally feel organized, confident, and in control.”
Maria S., Texas
Here is how we have helped others obtain their Credit Freedom
If we can help people build full credit businesses from scratch, handling your disputes and letters for free is not a stretch. You are in good hands.
Frequently Asked Questions
Is this really free?
Yes. You pay for your own SmartCredit monitoring so we can see and work with your report. We do the dispute strategy and letter preparation for free, which usually costs anywhere from hundreds to thousands.
How long before I see letters?
Once your SmartCredit Account is connected and onboarding is complete, your first set of letters is usually ready in about 72 business hours.
Do you guarantee results?
No on can guarantee specific deletions, that would be dishonest. What we can guarantee is that your disputes are handled by experienced professionals using proven processes so you are not wasting months on guesswork.
Do I have to stay with SmartCredit forever?
You need active monitoring while working on your file so we can track changes and responses. Once you reach your goals, you can decide how you want to manage your credit going forward.
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